Kobalt Labs

Kobalt Labs is the AI-native risk and compliance platform built for financial institutions. Over 50 banks, credit unions, and fintechs use Kobalt today, ranging from community institutions with $1 billion in assets to national platforms managing over $100 billion.

Most risk and compliance teams are managing growing vendor portfolios with the same manual, questionnaire-based processes they have relied on for years. Kobalt solves this by analyzing vendor-supplied materials, extracting control evidence, identifying gaps, and generating structured risk assessments within minutes so teams can focus on the judgments that actually require them. The platform also covers fintech partner due diligence, marketing compliance, and policy management and ERM for institutions looking to consolidate compliance workflows beyond TPRM.